All Cards
midAmex

Scotiabank Gold American Express Card

Scotiabank · Scene+

Annual Fee
$120
First year waived
Sign-Up Bonus
45,000 pts
$2,000 in 90 days
Best Rate
5x
Groceries
FX Fee
None

Earning Rates

CategoryRateNotes
Groceries5x6x at Sobeys/Empire stores only
Dining5x
Entertainment5x
Transit3x
Gas3x
Streaming3x
Everything Else1x

Sign-Up Bonus

Bonus
45,000 pts
Min Spend
$2,000
Timeframe
90 days
Est. Value
$450

Tiered: 25K/$2K/3mo + 20K/$7.5K in year 1

Perks & Benefits

  • No FX fee
  • Scene+ at Cineplex/Sobeys
  • 10 Priority Pass visits/year

Insurance Coverage

  • Travel medical (25 days)
  • Trip cancellation/interruption
  • Flight/baggage delay
  • Auto rental
  • Purchase protection

Best For

groceriesdiningentertainmentno FX fee

Frequently Asked Questions

What is the annual fee for the Scotiabank Gold American Express Card?

The Scotiabank Gold American Express Card has an annual fee of $120 (first year waived).

What are the earning rates for the Scotiabank Gold American Express Card?

The Scotiabank Gold American Express Card earns 5x on groceries, 5x on dining, 5x on entertainment, and 1x on everything else. It is part of the Scene+ program.

Is the Scotiabank Gold American Express Card worth it?

The Scotiabank Gold American Express Card is best for groceries, dining, entertainment, no FX fee. It is a mid tier card on the Amex network. At $120/year, the value depends on how much you spend in its bonus categories.

Does the Scotiabank Gold American Express Card transfer to Aeroplan?

No, the Scotiabank Gold American Express Card earns Scene+ which does not transfer to Aeroplan.

Related Cards

Does This Card Fit Your Spending?

MaxPoints analyzes your actual spending to tell you if the Scotiabank Gold American Express Card is the right pick — or if another card earns you more.

Get Your Free Analysis

No credit card required.