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Scotiabank Momentum Visa Infinite Card

Scotiabank · Cash Back

Annual Fee
$120
First year waived
Sign-Up Bonus
200 pts
$2,000 in 90 days
Best Rate
4x
Groceries
FX Fee
2.5%

Earning Rates

CategoryRateNotes
Groceries4x4% cash back
Bills4x4% cash back on bills + subscriptions
Transit2x2% cash back
Gas2x2% cash back
Everything Else1x1% cash back

Sign-Up Bonus

Bonus
200 pts
Min Spend
$2,000
Timeframe
90 days
Est. Value
$200

10% on $2K = $200 max

Perks & Benefits

  • Annual cash back payout
  • 4% on groceries + bills + subscriptions (combined $25K cap/yr)

Insurance Coverage

  • Travel medical (15 days)
  • Trip cancellation/interruption
  • Flight/baggage delay
  • Auto rental
  • Purchase protection

Best For

groceriescash backgasbills

Minimum income requirement: $60,000/year

Frequently Asked Questions

What is the annual fee for the Scotiabank Momentum Visa Infinite Card?

The Scotiabank Momentum Visa Infinite Card has an annual fee of $120 (first year waived).

What are the earning rates for the Scotiabank Momentum Visa Infinite Card?

The Scotiabank Momentum Visa Infinite Card earns 4x on groceries, 4x on bills, 2x on transit, and 1x on everything else. It is part of the Cash Back program.

Is the Scotiabank Momentum Visa Infinite Card worth it?

The Scotiabank Momentum Visa Infinite Card is best for groceries, cash back, gas, bills. It is a mid tier card on the Visa network. At $120/year, the value depends on how much you spend in its bonus categories.

Does the Scotiabank Momentum Visa Infinite Card transfer to Aeroplan?

No, the Scotiabank Momentum Visa Infinite Card earns Cash Back which does not transfer to Aeroplan.

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